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Delivering Peace of Mind
MGA Insurance has been a leader in risk advice for almost 50 years, pioneering a highly successful partnership model of local portfolio managers across the farming sector.
It began with conversations around the kitchen table recognising the need to provide insurance products catering to the needs of individual farmers, then quickly grew as a business in the spare room of John George’s Adelaide home.
Almost 50 years later, the MGA Insurance Group is among Australia’s top insurance brokerages with more than 70,000 clients and an extensive branch network across regional Australia. In 2022, MGA announced an annual gross written premium of about $300 million across the agricultural, business, and strata protection sectors.
MGA’s success continues to grow from Chairman John George’s original blueprint – putting local brokers in the paddock, partnering with farmers to streamline their insurance needs, and simplifying the entire process for MGA’s clients.
“It comes back to how our people form partnerships with clients to develop the best insurance outcomes that give clients certainty and peace of mind,’’ says John’s son Paul George, now managing director. “It’s about always putting the unique needs of the client first.”
Risk is a normal part of life and can be mitigated by thoughtfully planned insurance that responds to the good times and not so good times – a global pandemic, international market volatility, and the ongoing issues around climate change.
MGA’s advisors are on the ground to partner with farmers to broker an insurance policy that suits their individual complexity and regional location – be they broadacre farmer, orchardist, hobbyist, vineyard, or cattle station.
They’ll also advise on farm management liability, an increasingly claimed for class of insurance that covers you for the day-to-day management decisions you make. Common claims under Management Liability Insurance include: unfair/wrongful dismissal, discrimination, and harassment; defamation by directors/officers; and statutory fines and penalties (OH&S).
They also provide other covers, such as public liability, heavy motor, business interruption, farm continuation costs, transit insurance, accident and illness insurance, and many more.
When it comes time to claim, farmers can feel confident that their MGA broker understands the processes and knows how to get the best result for their client. “No single insurer offers the best products for all classes of business, which is why our local partnerships will tailor the best insurance programs from a wide selection of specialist insurers, often with more than one insurer involved,’’ says Paul.
With the market for farm insurance hardening as a result of global conditions and issues such as climate change, brokerage firms must work harder to offer the right cover to their clients, which means becoming advocates for their clients’ needs, and this is exactly what MGA prides itself in doing well.
MGA Farm Insurance offers peace of mind.
- Simplifies coverage for your unique enterprise
- Local portfolio managers on the ground
- Brokerage with a focus on farm sector and location
- Client-first approach for best insurance outcomes
- Tailored farm liability management
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Trace minerals are required for optimal growth, reproduction, and immunity. Optimising trace mineral status relying solely on oral supplements across a herd may fail because of variation in individual intake and reduced absorption due to antagonism of other ration components and minerals. The use of injectable trace mineral supplements has been associated with positive reproductive outcomes including improved conception rate, increased odds of pregnancy and greater final in calf rate. A study conducted on 2,168 dairy cows, administered injectable trace minerals, four weeks prior to calving and again four weeks prior to the start of mating showed treated animals had a 3.3 per cent greater final in-calf rate, and a reduced time from start of mating to conception, compared to control animals 1 . The Importance of B12 Dr Carl Eden, Technical Services Veterinarian with Boehringer Ingelheim says “Vitamin B12 is sometimes referred to as a ‘super vitamin’ because it is only required in very small amounts but vital to many essential metabolic pathways. However, demand for B12 can vary considerably during the year and we see serum levels of B12 fall at critical times, such as the first few months after calving.” Vitamin B12 contains cobalt, so deficiency in cobalt can lead to deficiency in vitamin B12 because ruminants get most of their B12 as a byproduct of ruminal fermentation where the bacteria in their rumen assemble B12 from cobalt for use by the cow. Sub-optimal trace mineral and vitamin B12 status at calving, mating, and drying off has been shown to negatively impact growth, reproduction, and immunity. Using a trace mineral injectable containing vitamin B12 can improve trace mineral and vitamin B12 status at these critical times. Marks-Min with Vitamin B12 – The Evidence In the largest trace element study to date, Marks-Min Injectable Trace Mineral with Vitamin B12 demonstrated remarkable results when compared to a reference trace mineral injection. “Given the differences between Marks-Min and other products on the market, we wanted to generate a compelling data set to demonstrate how effective it was compared to the pioneer product. We entrusted this work to a third-party research company” says Dr Eden. “We chose farms that were at the top of their game from a reproductive perspective. We made sure that the farms had no evidence of trace element or vitamin B12 deficiencies or excess.” Across all outcomes of interest, Marks-Min demonstrated clear non-inferiority when compared to the reference product. Outcomes measured included submission, pregnancy and conception rates, and six week in-calf rate. Marks-Min demonstrated it is highly suited as an alternative treatment to the reference product. Reference: 1. Hawkins, D., and B. V. S. Franklin. New Zealand Dairy Veterinarians Newsletter 24 (2007): 12-16 Company website: livestockfirst.com.au Company email address: CustomerCare.Australia@boehringer-ingelheim.com Company video: https://vimeo.com/1138807630?fl=pl&fe=cm
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